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Consumers need to be very careful when taking out a home equity loan. Creatinve and liberal financing standards have led to the surge in this industry over the past few years. The problem is that even that home improvement you have made using your loan may not be sufficient to keep your home value afloat once the real estate bubble bursts.
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- Last Modified: 2005-09-17 13:17:00
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Did you know that monthly utilities costs can amount to up to 30% of your rent or mortgage payment? That's right. And energy prices are expected to continue to increase over t he next several years, as the world's supply of fossil fuels is reaching peak capacity. Once this peak capacity has been reached, the amount of oil and natural gas found will decline. Meanwhile, the world's needs will continue to grow at a rate of 4-5% each year. Bascially, what that means is a doubling in energy needs every 10 years!
Don't listen to the advice |
- Last Modified: 2005-09-17 13:17:00
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Buyer beware. Debt consolidation companies advertise themselves as non-profit companies that want to help you. This tends to give the consumer the impression that they are government agencies when in fact they are businesses. non-profit simply means the company does not seek to earn a profit. However, United Way, also a non-profit organization pays its CEO several million each year. How do you feel about your donations going to finance this ridiculous salary?
In addition, debt consolidation DOES show up on your credit report. While it |
- Last Modified: 2005-09-17 13:13:00
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As a former financial professional, formally trained and experienced not only in corporate finance, but also insurance, I can state that the insurance industry is plagued with fraud and misappropriate business practices. However, the fact is that every American needs insurance. By law all vehicle owners are required to have at least liability insurance and if you consider the recent trend of staged fake auto accidents, imployed to victumize innocent parties and to extort payments from them, comprehensive insurance is really a necessity, rega |
- Last Modified: 2005-09-17 13:12:00
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The growth of consumer electronics over the past ten years has been astounding in America. Although Circuit City pioneered the consumer electronics retail industry, others such as Best Buy have stolen significant market share over the past decade due to their more updated stores, better lighting, their warehouse effect, which gives customers they are buying from a discounted warehouse type of store like Walmart, and due to their better real estate. However, Circuit City has commited itself to a comeback and has reemphasized customer service |
- Last Modified: 2005-09-17 13:11:00
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